Frequently Asked Questions
What exactly is Moneywise?
Moneywise is a financial education platform and community helping Africans and people of African descent build clarity, confidence, and long-term wealth. We focus on clarity, systems, and real life, not shortcuts.
What problem does Moneywise actually solve?
Too many smart, hardworking people were still stressed about money despite earning more. Most of these people don’t lack discipline. They simply lack clear systems that work for their real income, responsibilities, and financial goals. Moneywise exists to help you move from confusion to growth while making financial freedom practical and possible.
Are you a bank, investment firm, or fintech app?
No. We are not a bank, broker, or investment firm. We teach money. We don’t hold funds or invest on your behalf.
Who is Moneywise for?
Moneywise is for everyday Africans including students, professionals, couples, business owners, and families both at home and abroad, who want to save consistently, iInvest wisely, reduce financial stress and build wealth slowly but surely.
Is Moneywise only for Nigerians?
No. While we understand Nigeria deeply, our community includes Africans in the UK, US, Canada, Europe, and beyond.
Do I need to earn a lot to benefit?
Not at all. Many members start with modest incomes. What matters is willingness to learn and apply simple systems.
Why does Moneywise focus so much on stories?
Because money finally makes sense when it feels human. Stories help people remember, reflect, and act, not just consume information.
Do you give financial or investment advice?
No. Everything we share is educational. We explain concepts, systems, and examples so you can make informed decisions for yourself.
Will you tell me what to invest in?
We teach how investing works and what to look out for, but we don’t make personalised recommendations or manage investments.
Is Moneywise regulated by SEC or CBN?
No, because we don’t offer regulated financial services. We operate as a financial education platform.
Is it safe to learn about stocks and investing here?
Yes. We focus on understanding, risk awareness, and long-term thinking, not hype or gambling.
Can I lose money by following what I learn?
Any financial decision carries risk. Our goal is to reduce confusion, not promise outcomes. You always remain in control of your decisions.
Take the First Step
Start your journey toward confident, stress-free investing. Whether you're a complete beginner or restarting your financial life, this masterclass gives you the clarity, tools, and guidance you need to grow your money the smart way.